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Processing Services

Payment Concepts provides a web-based information system which provides account management and reporting for you and your clients on a 24 by 7 basis. The reporting system is fully customizable so you receive only the reports you need. We update account information throughout each business day to provide up-to-date, real-time information. Your clients also have online access to their account information so they can make payments, view balance information, receive electronic mail notifications and much more.

Payment Concepts will grant its clients a license for use of our software, documentation, and tools.* Our processing platform provides reliable financial services and accounting. Guided by strict compliance policies, our platform is audited by all of our banking partners, the OCC, the FDIC, the Federal Reserve, the CFPB and State examiners. Our processor is SSAE-16 compliant.

The bank accounts we serve are FDIC-insured. Our processor’s bank group includes US Bank, Comerica Bank, and several other regional banks.



* Payment Concepts will retain all rights, titles, and interests in the software, documentation, tools, along with enhancements and modifications. This license is limited, nonexclusive, personal, revocable, and nontransferable.

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